Our office participates with Medicare and many managed care insurance providers. Should your insurance coverage be with one or more of these companies, we will bill your insurance company along with the guidelines of our contract. Co-payments, co-insurance, deductibles and non-covered services not covered by insurance providers are the responsibility of the patient. Such payments are expected at the time services are rendered. Your PRIMARY INSURANCE will determine how services (including lab tests) will be processed for coverage. We will file claims to your secondary insurance as a courtesy. You will be responsible for providing timely payment for any balance due for claims that are denied based on Coordination of Benefits. Insurance information submitted to us past the timely filing date, will be your full financial responsibility. If you have insurance that we do not participate with, we ask that payment be made at the time services are rendered and your insurance company will reimburse you any amount due. As a courtesy to our patients, we will submit a claim to your insurance company.